NORTHERN IDAHO ESTATE PLANNING COUNCIL

Jim Lusk, CFP®, CLU®, ChFC®, CLF®, M.Ed., is a seasoned financial professional with over four decades of expertise in retirement planning, tax-efficient income strategies, and estate preservation. As the President and Founder of Retirement Nationwide, Inc., Jim has helped individuals and businesses navigate the complexities of financial security since 1985.

Jim currently serves as President of NAIFA Spokane (National Association of Insurance and Financial Advisors) and is a board member of the Spokane Chapter of the Society of Financial Services Professionals. He is a member of the Financial Planning Association (FPA) and previously served as President of the Eugene Chapter of the Society of Financial Services Professionals.

A nationally recognized speaker, Jim has delivered engaging presentations on Social Security strategies, pension planning, long-term care solutions, and retirement income distribution. He is also the author of Die Neatly (2020) and Money Machines for Life (2024).

In this session, "Social Security: Use It or Lose It," Jim will break down the key factors that influence your Social Security benefits, including:
✅ How benefits are calculated (35 highest earning years)
✅ The impact of early vs. delayed claiming strategies
✅ Break-even analysis and common mistakes retirees make
✅ Taxation of Social Security benefits and ways to optimize income
✅ Survivor and spousal benefit strategies

Don’t miss this opportunity to gain expert insights on making the most of your Social Security benefits. RSVP today to secure your spot!